Medical Travel Insurance

  • Travel insurance for those with pre-existing medical conditions
  • Plus multiple brands and a wide choice of products all in one place
  • Quick, easy online quoting with discounts on certain brands
  • Many happy customers with over 1800 reviews on Trustpilot
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What cover do you need?

Do you need cover?

The excitement of booking your holiday can often overhaul the important factor of protecting yourself while you have fun. Before you dive too deep in thought about what you'll be doing while away enjoying yourself, make sure you spend a little bit of time to consider whether you should purchase travel insurance, the last thing you want is to have to pay out the enormous costs for medical treatment while abroad.

Medical Travel Insurance keeps things simple for you, just declare your medical conditions and we return you a panel of quote that can help cover you. This ensures your security while you're on holiday.

We have a large range of pre-existing medical conditions that we cover everyday, such as; diabetes, arthritis, asthma, cancer, strokes, epilepsy, high blood pressure and heart conditions, as well as many more. So if you have a health condition you are worried about in your medical history its worth getting a travel insurance with medical conditions quote now and seeing if you can cover yourself with medical assistance for whilst your away.

Our team are fast to adapt if you have something that doesn't match our pre-existing conditions, providing you with alternatives or maybe some customised cover, perhaps tailored medical expenses or baggage cover.

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Medical Travel Insurance and you

We've helped thousands of people over the years allowing them to go on holiday with peace of mind that their medical condition is covered, enjoying your holiday is what's important to us, don't let the thought of falling ill due to your pre-existing medical conditions hold you back. Be it travel disruption cover to medical cover whilst your away our essential travel insurance can help you with the cover you need.

With travelling be a huge part of peoples lives, we understand that finding cover with a medical condition can be extremely frustrating. That's why we have made it as simple as possible for you to get cover and enjoy your holiday.

Our medical travel insurance covers over 1000 different medical conditions, with competitive prices on each of the policies containing any of our listed conditions across all our cover type; single trip, annual multi trip, winter sports, cruise and golf cover. Simply request to get a quote now, enter your travel dates, location, and a few details about yourself before heading to our online medical screening portal to complete medical screening for every traveller needing their medical conditions included. Once finished, click to get prices and see what options we have for you.

Our medical process

Many people do not actually need to go through all of our medical process so we ask some simple questions first to find out if you need to. If you need to, it's not too difficult we have a search function allowing you to find your conditions.

After finding your condition you then answer some questions about it. We will take care of the rest and ensure you get coverage for that condition, if for some reason we cannot cover a condition we will alert you to this.

Multiple conditions are just as easy. Once you have finished one, simply search for another and answer the questions relevant to that. This can be done with as many conditions as you have. When you are done you will get your quote.

Common medical conditions


More than 3 million people in the UK are diagnosed with both Type 1 and Type 2 diabetes. Standard holiday insurance tends to exclude cover for pre-existing medical conditions, and this can include diabetes. If you have been diagnosed with this condition, you will need to disclose it when applying for travel insurance to ensure that you are protected for your trip. Click here to learn more.


Epilepsy affects different people in different ways, and it’s important that your travel insurance is tailored around your specific needs. Standard travel insurance tends to exclude cover for pre-existing medical conditions, and this can include epilepsy. Our simple system will allow you to declare it and choose a product that will cover your needs. Click here to learn more.


Many people who have, or have had, cancer, aren’t affected in their ability to travel, and going on holiday can be a good way to relax. If any problems arise from your cancer whilst on holiday, travel insurance can protect you. Travel insurance for cancer can cover you should you need to cancel or curtail your trip, if you require emergency medical attention, or for the costs to get you back home. Click here to learn more.

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Contact Phone

If you need us, contact us.

0330 880 3601
[email protected]

Frequently asked questions

Why do I need Medical Travel Insurance?

The cost of medical care abroad can reach the hundreds of thousands which is not ideal for those trying to enjoy themselves on holiday. If you need assistance with a pre-existing medical condition and have not been covered or have not declared it, then all costs would need to be paid somehow, no matter the cost.

Should I get an annual or single trip?

If you are planning to take more than one holiday in a year, an annual travel insurance policy could work out cheaper. Single trip travel insurance will cover you for the exact duration of your holiday.

We can indeed cover your winter sport activities, such as skiing and snowboarding, however if you have medical conditions please be sure to use our system to notify us as you will not be covered if you fail to disclose a condition that may be relevant.

Is our medical travel insurance a specialist cover?

This is not specialist cover, you will be covered for cancellation, baggage cover, travel disruption and much, much more as per the standard travel insurance policies offer. Medical can be included within these options sometimes without any additional premium (depending on the condition) regardless of whether its for the policy holder or any additional family members.

What is a pre-existing medical condition?

A pre-existing medical condition is any illness, disability or injury for which you have received either medication, treatment, medical advice or symptoms before you purchase your travel insurance cover. These will need be declared during the medical screening process either online or via our UK based call centre, more detailed questions maybe asked on individual conditions which need answering before a quote can be provided.

Does your travel insurance include cover for Covid-19?

We can confirm all of our policies now provide Covid cover for Medical and other Expenses outside of the United Kingdom if you contract Coronavirus (COVID-19) whilst abroad. Some of our policies now also offer other additional Coronavirus (COVID-19) benefits. The policies that offer the additional cover are clearly marked where we display our prices along with the full terms and conditions.

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