Many people who have, or have had, cancer, aren’t affected in their ability to travel, and going on holiday can be a good way to relax. If any problems arise from your cancer whilst on holiday, travel insurance can protect you. Travel Insurance for cancer can cover you should you need to cancel or curtail your trip, if you require emergency medical attention, or for the costs to get you back home. You can also insure travelling companions on the same policy, in order for them to be able to claim too if their holiday plans are affected. If you are planning to travel within Europe, you should also ensure that you have a valid European Health Insurance Card (EHIC).
It is important that you discuss your travel plans with your doctor, before booking a trip, in order to ensure that you are fit to travel. In addition, the NHS suggest looking for cover before you’ve booked your holiday. If you are currently undergoing chemotherapy or radiotherapy treatment it can be difficult and/or more expensive to obtain cover, and you may find it easier to apply once your treatment is finished.
MedicalTravelInsurance.co.uk works with specialist travel insurers, and offers online medical screening for cancer and other pre-existing medical conditions. When entering your details you will be asked some questions relevant to the specific type of cancer you have been diagnosed with. If your cancer has spread to other areas of the body, make sure that you declare the primary cancer first, so that you can be correctly guided through the screening. You will also be asked questions relating to any pain medication (including opioids such as tramadol, morphine, or codeine, and any co analgesics) you may be taking. The answers you provide will allow us to quickly assess your current health situation, so it’s important that you answer correctly in order for us to find a policy that will cover you properly. We will be able to list suitable holiday insurance options with cover for cancer for you to review.
Most insurers require you to declare whether you have EVER been diagnosed with a cancerous condition, so you will need to declare it, even if you no longer have cancer. Using our online medical screening, you will be able to disclose the type of cancer you had, and how long ago, and this information will be taken into account by the insurers when giving you a quote. If insurers feel that your history of cancer poses no additional risk of you claiming, you won’t be charged extra.
For further information and advice on travelling with cancer, you may find the links at the below helpful.
This page uses information from the following sources:
Our medical travel insurance team are ready to provide you with assistance regarding your quote. If you would prefer to talk to an advisor to receive a quote or have a query please contact our UK based customer service team. Find out details on our contact us page.