Medical Travel Insurance Regions

Regions

If you need cover for multiple trips to multiple destinations throughout the year, an Annual Multi-Trip policy will cover you for all countries in the region you intend to go to. If you know you tend to travel within Europe, you would select Europe as your region and wouldn't need to know the exact destination of your holiday, provided it is in this region.

Find out which region is the most suitable for you:

• United Kingdom
• Europe
• Australia & New Zealand
• Worldwide

Select the right region for your trip:

Each region covers a selection of countries, which is loosely geographic, but specifically outlined in your Policy Wording. The regions and countries included will vary between underwriters, and sometimes by policy.

Some regions may even overlap. For example, a Direct Travel policy has both a Worldwide excluding the USA, Canada, Caribbean, and Mexico, and a Worldwide including them. Generally speaking, the bigger the region you choose, the higher the premium.

Are there any countries or regions which aren't covered?

None of our policies will provide cover for you to travel to country which is advised against by the Foreign, Commonwealth, and Development Office (FCDO). If they advise against all, or all but essential, travel to a destination, this means that it is considered unsafe and most travel insurers will not provide you with insurance. To check the most current FCDO travel advice, click here.