Medical Travel Insurance Worldwide


The Worldwide region generally covers all countries in the world. However insurers tend to divide these into two categories, often one with includes the USA, and one which doesn't. This is because some countries are more 'toxic-loaded' than others, which means the medical expenses are likely to be more costly. This also means that travel insurance to a Worldwide region will be more expensive that travel to a European country, for example.

The categories under Worldwide vary per insurer:

Direct Travel or AllSafe
WORLDWIDE EXC. - Anywhere in the world excluding the United States of America, Canada, the Caribbean, and Mexico.

WORLDWIDE INC. - Anywhere in the world.

WORLDWIDE EXC. USA/CANADA/CARIBBEAN/MEXICO - Afghanistan, Algeria, American Samoa, Angola, Antarctic, Argentina, Ascension Island, Bahrain, Bali, Bangladesh, Belize, Benin, Bhutan, Bolivia, Botswana, Bouvet Island, Brazil, British Indian Ocean Territory, Brunei, Burkina Faso, Burma, Burundi, Cambodia, Cameroon, Cape Verde, Central African Republic, Chad, Chile, China, Christmas Island, Cocos (Keeling) Islands, Colombia, Comoros, Congo, Democratic Republic of the Congo, Djibouti, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Ethiopia, Falkland Islands, Fiji, French Polynesia, French Southern Territories, Gabon, Galapagos Islands, Gambia, Ghana, Greenland, Guam, Guinea, Guinea-Bissau, Guyana, Hong Kong, India, Indonesia, Iran, Iraq, Israel, Ivory Coast, Japan, Kenya, Kiribati, Korea, Kuwait, Kyrgyzstan, Lao People's Democratic Republic, Laos, Lebanon, Lesotho, Liberia, Libya, Macao, Madagascar, Malawi, Malaysia, Maldives, Mali, Marshall Islands, Mauritania, Mauritius, Mayotte, Micronesia, Midway Island, Mongolia, Mozambique, Namibia, Nauru, Nepal, New Caledonia, Nicaragua, Niger, Nigeria, Niue, Norfolk Island, Northern Marianas, Oman, Pakistan, Palau, Palestinian Territory, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Pitcairn Islands, Qatar, Reunion, Rodriguez Island, Rwanda, Saipan, Samoa, Sao Tome, Sarawak, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Solomon Islands, South Georgia and the South Sandwich Islands, Swaziland, Syria, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tokelau, Tonga, Trinidad, Tristan Da Cunha, Turkey, Turkmenistan, Tuvalu, UAE, Uganda, Uruguay, Uzbekistan, Vanuatu, Venezuela, Vietnam, Wake Island, Wallis and Futuna, Western Sahara, Yemen, Zaire, Zambia, Zimbabwe.

WORLDWIDE INC. USA/CANADA/CARIBBEAN/MEXICO - Those countries listed above in ‘WORLDWIDE EXC.’ and including: Anguilla, Antigua, Aruba, Bahamas, Barbados, Bermuda, Bonaire (Antilles), Canada, Cayman Islands, Costa Rica, Cuba, Curacao, Dominica, Dominican Republic, French Guiana, Grenada, Guadeloupe, Guatemala, Haiti, Honduras, Jamaica, Leeward Islands, Martinique, Mexico, Montserrat, Netherlands Antilles, Nevis Island, Puerto Rico, Saint Barthelemy, Saint Kitts, Saint Lucia, Saint Vincent, St Helena, St Martin, St Pierre and Miquelon, Turks and Caicos Islands, USA, Virgin Islands (UK), Virgin Islands (US).

WORLDWIDE 1 - Argentina, Ascension Islands, Australia and New Zealand, Bahrain, Brazil, British Indian Ocean Territories, Brunei, Chile, China, Costa Rica, Ecuador, Egypt, Falkland Islands, French Guiana, India, Iran, Israel, Jordan, Kenya, Kuwait, Lebanon, Malaysia, Mauritius, Namibia, New Caledonia, Oman, Panama, Peru, Philippines, Qatar, Saint Helena, Saudi Arabia, Senegal, South Korea, Taiwan, Tristan da Cunha and United Arab Emirates (UAE).

WORLDWIDE 2 - Anywhere in the world (excluding the United States of America, Canada, Greenland, the Caribbean and Thailand).

WORLDWIDE 3 - Anywhere in the world.

WORLDWIDE EXC. - Anywhere in the world including Egypt and Israel, but excluding Canada, Caribbean, China, Hong Kong, Mexico, the USA.

WORLDWIDE INC. - Anywhere in the world including Canada, Caribbean, China, Hong Kong, Mexico, the USA.

Worldwide cover is for those travelling virtually anywhere, however it will not cover you to travel somewhere that the Foreign, Commonwealth & Development Office (FCDO) have advised against all, or all but essential, travel to. For the most current travel advice, click here.

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