European Health Insurance Card


Why you should always travel with an EHIC

The EHIC is a European Health Insurance card. The card enables you to receive free or discounted medical treatment when travelling to an EU country.

The EHIC covers treatment that is medically necessary and is provided on the same basis as it would to a resident of that country.

Some insurers will waive the excess on your travel insurance if you use your EHIC.

How do I get an EHIC card?

The EHIC is free is you apply through the Official government website at

Alternatively call the NHS on 0300 330 1350.

The EHIC card is valid for 5 years so please make sure you check your card has not expired before travelling.

Please remember you need an individual card for all members of your family.

Do I still need to buy travel insurance?

The EHIC is not an alternative or replacement to travel insurance and it will not cover any private medical healthcare or costs, such as mountain rescue in ski resorts, being flown back to the UK, or lost or stolen property. It is also not valid on cruises.

For a quick and easy travel insurance quote why not try our simple to use quote engine. Get a quote

We hope the above information is helpful.

For all the latest travel advice please visit the Foreign and Commonwealth Office travel aware website which provides more helpful hints and tips for travelling safely abroad: