Travel Insurance Cover for a Herniated Disc

A slipped or herniated disc can cause back or neck pain. Other typical symptoms can be numbness, a tingling sensation and weakness in other areas of the body. However not all slipped discs cause symptoms such as pain, weakness or tingling. Many people will go their whole life not knowing they have slipped a disc. Standard travel insurance usually excludes cover for pre-existing medical conditions, and this can include herniated disc or back pain. If you have been diagnosed with this condition, you will need to disclose it when applying for travel insurance to ensure that you are covered for your trip. When travelling in Europe, you should also ensure that you have a valid European Health Insurance Card (EHIC).

What does travel insurance for a herniated or slipped disc cover?

With a travel insurance policy covering a herniated or slipped disc, in the event any complications whilst on holiday you would be able to access a 24 hour emergency medical assistance line, with operators fluent in many languages who can speak to medical staff wherever you are. Expenses such as ambulance and hospital admission costs, and repatriation to the UK, also tend to be covered by the medical expenses section of a policy. Cancellation cover would mean that if you were deemed unfit to travel before your holiday, for reasons relating to complications of a herniated or slipped disc, you would be entitled to make a claim. Please be aware that different insurers offer different levels of cover, and you should check the cover limits of the policy prior to purchase.

How to obtain travel insurance with cover for a herniated or slipped disc

Our online medical screening makes it easy to compare travel insurance that covers a herniated or slipped discs and any other pre-existing medical conditions at When entering your details you will be asked some questions relevant to your condition, such as if it has interfered with your activities or daily living, and any treatments or surgeries you have undertaken. The answers you provide will allow us to quickly assess your current health situation, so that we are able to provide you with travel insurance quotes that will provide suitable cover.

For further information and advice on travelling with a herniated or slipped disc, you may find the links at the below helpful.

This page uses information from the following sources:

In need of assistance?

Our medical travel insurance team are ready to provide you with assistance regarding your quote. If you would prefer to talk to an advisor to receive a quote or have a query please contact our UK based customer service team. Find out details on our contact us page.