Cystic Fibrosis

Why do I need to declare cystic fibrosis?

Cystic fibrosis, also known as CF or mucoviscidosis, is a genetic condition which causes the lungs and/or pancreas to be clogged with a build-up of sticky mucus. This causes breathing problems and lung infections, and increases the risk of other medical conditions such as diabetes, bronchiectasis, nasal polyps, and osteoporosis. Your standard travel insurance might exclude cover for pre-existing or long-term medical conditions, which can include genetic conditions, such as cystic fibrosis. Your policy should include cover for pre-existing medical conditions - by including this, you can be protected for any CF-related complications which might arise before, or during, your trip. Before organising any travel plans, always check with your doctor or consultant that you are fit to travel. You should also ensure that you have a Global Health Insurance Card (GHIC), or valid European Health Insurance Card (EHIC) if you are intending to travel within Europe.

How am I covered for cystic fibrosis under medical travel insurance?

If any complications arise as a result of your cystic fibrosis or any other pre-existing conditions while on holiday, you would be covered for this if you have an appropriate medical travel insurance. While abroad you will have access to a 24-hour emergency medical assistance helpline, giving you access to operators fluent in many languages who are able to speak to medical staff on your behalf if necessary. Being unwell during your trip could incur additional expenses, especially if you need unplanned treatment or surgery. A medical travel insurance policy would also cover you for these costs, along with repatriation back to the UK if necessary. Included cancellation cover on your policy would also mean that if - due to cystic fibrosis, related complications, or other declared pre-existing conditions - you would be entitled to make a claim for the cancellation of your holiday. Please be aware that different insurers offer different levels of cover, and you should check the cover limits of the policy prior to purchase.

Who can cover me for cystic fibrosis and how do I find cover?

Our online medical screening makes it simple to compare travel insurance that can cover cystic fibrosis and any other pre-existing medical conditions at When entering your details, there will be some questions relevant to your medical health, and at this point you will be able to add any other pre-existing conditions. These questions might ask you for information regarding any related conditions, any treatments or surgeries, or even if the condition interferes with your activities of daily living. By answering these questions, we are able to determine which of our policies is suitable to cover your current health situation.

For further information and advice on travelling with cystic fibrosis, you may find the links below helpful..

This page uses information from the following sources:

In need of assistance?

Our medical travel insurance team are ready to provide you with assistance regarding your quote. If you would prefer to talk to an advisor to receive a quote or have a query please contact our UK based customer service team. Find out details on our contact us page.

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