Coronavirus (Covid-19) FAQ's click here.
IMPORTANT NEWS CORONAVIRUS (COVID-19) COVER IS NOW AVAILABLE - We can confirm all of our policies now provide cover for Medical and other Expenses outside of the United Kingdom if you contract Coronavirus (COVID-19) whilst abroad. Some of our policies now also offer other additional Coronavirus (COVID-19) benefits. The policies that offer the additional cover are clearly marked where we display our prices along with the full terms and conditions. All our policies will only provide cover, if prior to your trip commencing, the Foreign, Commonwealth & Development Office has NOT advised against all (or all but essential) travel to your chosen destination. If you are considering travelling against advice outlined by the FCDO https://www.gov.uk/foreign-travel-advice to selected countries within Europe on the Amber or Red list, and you feel it is safe to do so, we may be able to offer you cover too. Please note this cover is not available via our website so please call our friendly team on the number above for more information. We can assist you via telephone Mon - Fri 9am - 5pm, Sat 8.30am - 4pm or alternatively email email@example.com. If your query is regarding a claim please click here for further details.
If you have broken a bone like an arm or a leg but have a trip coming up most standard travel insurance usually excludes cover for pre-existing medical conditions including broken bones and fractures, even when they have been seen by a doctor and are now in a cast or sling. If you have a had a fracture or break, you will need to disclose it when applying for travel insurance to ensure that you are covered for your trip. Even old breaks and fractures can cause long lasting issues especially if you have had to have a joint replacement due to the break so it is always worth declaring them as not doing so can invalidate a claim. When travelling in Europe, it is also important to make sure that you have a valid European Health Insurance Card (EHIC).
With a travel insurance policy that covers a broken or fractured bone, in the event any complications whilst on holiday you would be able to access a 24 hour emergency medical assistance line, with operators fluent in many languages who can speak to medical staff wherever you are. Expenses such as ambulance and hospital admission costs, and repatriation to the UK, also tend to be covered by the medical expenses section of a policy. Cancellation cover would mean that if you were deemed unfit to travel before your holiday, for reasons relating to your broken or fractured bone, you would be entitled to make a claim.
We can cover for most broken bones however certain breaks are more common and can be added via a different name for cover while others are more severe and often come with other related conditions and issues. Please try to be specific with your declared conditions to make sure you get the right cover for you. Below are some of the more specific broken bone titles and terms that you can add when using our system.
Our online medical screening makes it easy to compare travel insurance that covers your broken bones and fractures along with any other pre-existing medical conditions you might have. When entering your details you will be asked some questions relevant to your conditions, such as any related conditions they may have, whether it has interfered with your activities or daily living at all, and any treatments or surgeries you have undertaken. The answers you provide will allow us to quickly assess your current health situation, so that we are able to provide you with travel insurance quotes that will provide the correct cover for you.
For further information and advice on travelling with a broken bone, you may find the links at the below helpful.
This page uses information from the following sources:
Our medical travel insurance team are ready to provide you with assistance regarding your quote. If you would prefer to talk to an advisor to receive a quote or have a query please contact our UK based customer service team. Find out details on our contact us page.