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FCO Advice and Travel Insurance Cover

FCO Advice and Travel Insurance Cover

The Foreign and Commonwealth Office publish travel advice on a constantly updated basis. In most cases, this advice is reviewed daily, but in countries where the situation is rapidly changing, this can be more often.

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There are some countries which the FCO advise against all travel, or all but essential travel. In the case of threats such as coups, civil unrest, or natural disaster, the FCO will advise against travel when they consider there to be an unacceptably high risk. In the case of a terrorist threat, they will advise against travel in situations of extreme and/or imminent danger. This does not mean that they advise against travel to all countries where there is a risk of terrorist operations.

As well as showing information on whether a country is advisable to travel to, the FCO also show travel guides for each country. These guides specify local laws and customs, entry requirements, and details of natural events and political situations.

What is “essential travel”?

Circumstances for essential travel vary on an individual basis, and only you are able to determine whether your travel plans are essential or not.

Does the FCO advice affect travel insurance?

It might. Some policies cannot provide cover if you travel to a country the FCO advises against travel, or against all but essential travel, to. When comparing quotes, you will need to check the policy wording.

The FCO’s travel advice can be found here: https://www.gov.uk/foreign-travel-advice

In need of assistance?

Our medical travel insurance team are ready to provide you with assistance regarding your quote. If you would prefer to talk to an advisor to receive a quote or have a query please contact our UK based customer service team. Find out details on our contact us page.


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